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Evaluate your pending capital between projects with predictive analytics

limanfindra tracks the irregular cash flow of freelancers and independent consultants; It learns your risk tolerance and automatically directs your idle capital within the limits you set.

Start Analysis Discover How It Works
Sample Dashboard
38% Average monthly income fluctuation
0.62 Calculated risk score
4 days Rebalancing cycle
3 stages Liquidity reserve structure

Values are for illustrative purposes; Actual figures are calculated based on your account data.

Context

Free income makes regular budget management difficult

Income for project-based workers often arrives at unpredictable intervals. While there may be heavy collections one month, no invoices may be issued the next month. This irregularity leads many people to keep large amounts of cash in checking accounts; This means loss of value against inflation and missed return opportunities.

On the other hand, turning to market instruments increases the risk of emotional decision making. limanfindra creates a constantly monitored intermediate layer between these two extremes that adheres to your personal risk tolerance.

Example: 6-month free income float (descriptive data)

January
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pleasure
technology

How we find out your risk tolerance

The model is not from a one-time survey; It is nourished by your choices and interventions over time. This way, the system can update its assumptions as the market fluctuates.

  1. Account linking and data replicationWe import your income streams and current cash position with read-only access.
  2. Risk tolerance calibrationAlong with the initial survey, your risk curve is created by analyzing your past decisions.
  3. automatic distributionWithin the determined limits, capital is directed to liquidity levels and low-medium risk instruments.
  4. Constant recalibrationThe model updates itself at predefined intervals when market conditions or your income pattern changes.
  • Real-time data integration and transaction log monitoring
  • Dynamic tolerance score with behavioral risk modeling
  • Scenario-based stress tests and buyback simulations
  • Gradual automatic rebalancing mechanism
Analysis visual showing the limanfindra risk modeling process
Data Intelligence

Three core modules that monitor your capital

Each module works independently, but together influences decisions. The following descriptions summarize what the modules work on and what inputs they look at.

Monitoring

Real Time Tracking

It keeps your liquidity status up to date by constantly reading the movements in your bank and payment accounts; Detects sudden income inflows.

Update frequencydaily
guess

Predictive Return Modeling

Calculates possible return ranges based on historical market data and your current portfolio composition; It does not promise definitive results.

model horizon30–90 days
Distribution

Automatic Diversification Logic

It splits capital across multiple instrument classes based on your risk score and rebalances to reduce concentration risk.

Default level3 levels
methodology

We explain in detail how we work

Instead of reference customer stories, we prefer to share our process itself transparently.

Data source policy
Data is retrieved from the accounts you connect via read-only API access. No third-party data sales; data is processed for model calibration and reporting purposes only.
Risk mitigation framework
Each portfolio recommendation is generated within predefined maximum loss limits. When the limit is exceeded, the system automatically switches to the lower risk level and informs you.
Algorithm update cycle
Model parameters are reviewed periodically in response to significant changes in market conditions. Updates are first validated in a limited test group, then rolled out gradually.
Frequently Asked Questions

We answer your technical and financial questions

The following topics cover the topics that come up most frequently in the decision-making process.

Security

How is my data protected?
Account connections are established with read-only access; Authorization to initiate a transaction is not required. Data is encrypted during transfer and storage.
Who can access my account?
Access is available only through your authorized session; The support team can only view your account data with your explicit permission.

liquidity

Can I withdraw my money whenever I want?
Liquidity tiers have different access times. The lowest tier is available for same-day access; There may be a short waiting period in levels aiming for higher returns.
Is there a minimum retention period?
A mandatory lock-out period does not apply; However, in some instruments, early exit may reduce the expected return.

integration

What account types can I link?
Payment infrastructures compatible with individual and self-employment accounts of banks operating in Türkiye are supported.
How long does the installation take?
Account linking and initial risk tolerance calibration are typically completed in a single session; the model continues to adjust with your data over the following days.

Start evaluating your capital management process today

Leave your email address; We will walk you through the account linking steps and risk tolerance calibration process. No payment commitment is required.

limanfindra does not provide investment advisory services; The information and automation tools provided are for decision support purposes only. Your personal data is processed within the scope of KVKK No. 6698.